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Accidental P.I. takes you on a thrill ride following the fifty-year professional career of Private Investigator David Watts, as his life story treats you to these experiences and more. From murder, rioting, gambling and drug raids to sex cases, and fraud, this behind-the-scenes peek at real-life cases shows how investigators get the job done-not like in the movies or on television. David Watts entered the investigative field as a young New Jersey policeman at the beginning of the turbulent 1960s. His descriptions of the seedier side of the cultural revolution during that era is riveting

The pandemic and cost-of-living crisis has reduced access to outdoor education for many children, not just those from disadvantaged backgrounds. Experts assess the impact and what needs to change

La América Latina enfrenta una creciente concentración de la propiedad en el sector bancario, situación que preocupa a la población y los medios por su eventual efecto en la competencia, en el acceso a crédito a tasas competitivas, así como en el desarrollo económico y social. Este artículo realiza una breve revisión de la bibliografía de la competencia bancaria latinoamericana, para luego estudiar el poder de mercado en el mercado bancario chileno. Utilizando una novedosa reformulación dinámica del modelo estático del parámetro de comportamiento, concluimos que las relaciones intertemporales en la oferta y la demanda de crédito son muy importantes, por lo que el uso de modelos estáticos para medir la competencia sería inadecuado y entregaría parámetros sesgados. Finalmente, se estima que los bancos chilenos ejercen un poder de mercado significativo, particularmente en el largo plazo, similar a un equilibrio de Cournot simétrico de 40 bancos, como se tenía a principios de los años noventa del siglo pasado.

The authors would like to thank all individuals and groups who took part in this research. Research funding was provided by the Scottish Government's Rural & Environmental Science and Analytical Services division. This study was funded as part of the Scottish Government Rural and Environmental Science and Analytical Services (RESAS). The sponsors had no further role in the research project. ; Peer reviewed ; Postprint