Article(electronic)#1May 1988
Entry and Entry Deterrence in Penetrable Markets
In: Economica, Volume 55, Issue 218, p. 171
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Article(electronic)#42020
What Explains the Post–2011 Trends of Longer Maturities and Rising Default Rates on Auto Loans?
In: FRB of Philadelphia Payment Cards Center Discussion Paper No. 20-02
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Article(electronic)#5October 31, 2019
Is the Community Reinvestment Act Still Relevant to Mortgage Lending?
In: Housing policy debate, Volume 30, Issue 1, p. 46-60
ISSN: 2152-050X
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Article(electronic)#62018
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?
In: FRB of Philadelphia Working Paper No. 18-26
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Article(electronic)#72018
Appraising Home Purchase Appraisals
In: FRB of Philadelphia Working Paper No. 18-28
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Article(electronic)#8March 2016
Regulating consumer credit
In: Journal of economics and business, Volume 84, p. 1-13
ISSN: 0148-6195
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Article(electronic)#9May 1999
The welfare effects of mergers in the hospital industry
In: Journal of economics and business, Volume 51, Issue 3, p. 197-213
ISSN: 0148-6195
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Article(electronic)#102019
Bankcard Performance During the Great Recession: A Consumer-level Analysis
In: Journal of Credit Risk, Volume 16, Issue 4
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Article(electronic)#11May 1, 2016
Borrowing Constraints and Homeownership
In: American economic review, Volume 106, Issue 5, p. 625-629
ISSN: 1944-7981
This paper identifies the impact of borrowing constraints on homeownership in the U.S. in the aftermath of the 2008 financial crisis. While homeownership declines and tightened credit are evident, the role the tightening of credit has had on the probability of individual households to become homeowners has not been previously identified. The homeownership rate in 2010-2013 is estimated to be 2.3 percentage points lower than if the constraints were set at the 2001 level.
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Article(electronic)#122016
Prudential Policies and Their Impact on Credit in the United States
In: FRB International Finance Discussion Paper No. 1186
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Article(electronic)#142018
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?
In: FRB of Philadelphia Working Paper No. 18-2
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Article(electronic)#15January 2004
Neighborhood patterns of subprime lending: Evidence from disparate cities
In: Housing policy debate, Volume 15, Issue 3, p. 603-622
ISSN: 2152-050X
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