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Intro -- Contents -- Acknowledgements -- The Authors -- 1 - Introduction -- 2 - Developments in Workers' Compensation since 1960 -- 3 - Measuring Employers' Costs -- 4 - Benefit Adequacy versus Affordability -- 5 - Employer Costs: Public versus Private Provision of Insurance -- 6 - The Effect of Workers' Compensation Insurance Regulation: Theory and Prior Research -- 7 - The Effect of Workers' Compensation Insurance Regulation: Evidence -- 8 - Insurance Arrangements and Workplace Safety -- 9 - Conclusions -- Appendix A: Data on Workers' Compensation Costs, Benefits, and Insurance Arrangements -- Appendix B: Insurance Terminology -- Appendix C: Detailed Methodology for Measuring Employers' Costs of Workers' Compensation Insurance -- Appendix D: Benefit Index Methodology -- Appendix E: The Insurance Cycle -- Appendix F: Insurance Commission Survey -- Appendix G: Supplemental Regression Results -- References -- Cited Author Index -- Subject Index -- About the Institute.