Suchergebnisse

The COVID-19 pandemic has initiated or accelerated significant changes in the insurance sector, including remote customer service, along with changes to risk management processes and the insurance offer. In the post-pandemic environment, these may increase development opportunities and improve the market competitiveness of insurers. The aim of this paper is to identify and discuss the implications of the COVID-19 pandemic for life insurers operating in Poland. To examine the direct responses of life insurance markets to the COVID-19 pandemic, an analysis is conducted of the life insurance sector in Poland and the whole of Europe, based on the most up-to-date data available. Next, the implications of the pandemic for life insurers' technical operations and financial sustainability are examined. The article also discusses the main challenges to the further development of life insurance businesses in the context of long-term post-pandemic effects.

Part I - Market Picture and Development Challenges -- European Life Insurance Market – Analysis of Current Situation and Development Prospects -- Social Determinants of Life Insurance in the European Union -- The Challenges Faced by Life Insurance Companies in the Baltic States -- The Turkish Life Insurance Market – An Evaluation of the Current Situation and Future Challenges -- The Role Played by EIOPA in the Developments in the Insurance Sector European Consumer Protection Model -- A New Model of Investment Life Insurance Distribution in the Context of Consumer Protection EU Policy -- Analysis of Capital Requirements in Life Insurance Sector under Solvency II Regime – Evidence from Poland -- Part II - Innovations and Risk Analysis -- Longevity-Linked Annuities: How to Preserve Value Creation Against Longevity Risk -- Modelling the Life Expectancy of Elderly People for Life Insurance and Pension Systems -- The Challenges for Life Insurance Underwriting Caused by Changes in Demography and Digitalisation -- Innovation in Life Insurance: the Economic Landscape and the Insurance Distribution Directive -- Internet of Things (IoT): Considerations for Life Insurers -- Discussion of Reducing the Risk of Cancer in Life and Health Insurance.