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Student Loans: Direct Loan Default Rates
A letter report issued by the General Accounting Office with an abstract that begins "This report focuses on the default rate for student loans. Two major federal student loan programs, the Federal Direct Loan Program (FDLP) and the Federal Family Education Loan Program (FFELP), together provided student borrowers with about 9 million loans totaling about $42.9 billion in fiscal year 1999. The most recent student loan default rate statistics for schools showed that, overall, the direct and guaranteed student loan programs had similar default rates: at 6.6 percent for FDLP and 6.7 percent for FFELP. The two programs had similar default rates when the comparisons focused on the type of school. FDLP has two types of loans, consolidated and nonconsolidated. Generally, borrowers with consolidated loans who used the standard payment plan had a lower default rate than did borrowers with nonconsolidated loans. However, when income contingent repayment plans were used, borrowers with consolidated loans had a higher default rate than did those with nonconsolidated loans. The Department of Education uses various procedures to ensure that loans are properly serviced and collected, including independent monitoring and external assessments of monitoring results."
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Consolidation Loan Provisions in the Federal Family Education Loan and Direct Loan Programs
This report provides comprehensive descriptive information on major provisions of the law pertaining to the consolidation loans available to federal student loan borrowers through the FFEL and DL programs.
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Accounting for direct loans and loan guarantees
"August 23, 1993." ; Shipping list no.: 94-0006-P. ; Cover title. ; Includes bibliographical references. ; Mode of access: Internet.
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More loan money for students, but--[direct federal loans and government-guaranteed loans]
In: U.S. news & world report, Band 69, S. 56 : il, table
ISSN: 0041-5537
Loans at work
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Bankatlantic Bancorp Loan Sours: Provisioning for Loan Losses
In: Darden Case No. UVA-C-2392
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Loan Ownership and Liquidity in the Secondary Loan Market
In: Journal of Financial Services Research 63, 249–272, 2023.
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Lending Relationships in Loan Renegotiation: Evidence from Corporate Loans
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Working paper
Loans, Loan Guarantees, and Other Credit Enhancements*
In: New Frontiers of Philanthropy, S. 314-340
Agricultural Marketing Assistance Loans and Loan Deficiency Payments
This report discusses marketing assistance loans for major crops. The debate surrounds enlarging the program to create further farm income support.
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