Suchergebnisse

Auf dem Versicherungsmarkt kämpfen auf der Angebotsseite, aufgrund der Globalisierung und branchenfremder Unternehmen, immer mehr Teilnehmer um demografisch bedingt immer weniger Kunden, welche zudem immer häufiger einen Migrationshintergrund haben. Bei dem Kundensegment der ethnischen Gruppen wurden scheinbar bislang die Kaufkraft sowie das besondere Kaufverhalten unterschätzt. Doch genau dieses Segment bietet viel Potential für Versicherer, die auf der Suche nach Wettbewerbsvorteilen, die Fokussierung ihrer Marketingaktivität anstreben (Ethno-Marketing). Dieses Buch zeigt auf, welches ungenutzte Ertragspotential ethnische Gruppen für die Versicherungswirtschaft haben. Ausgangspunkt ist die Ermittlung der bedeutsamsten ethnischen Gruppen in Deutschland und der interessantesten Versicherungen für diese. Eine Marktanalyse zeigt bisherige Marketing-Aktivitäten auf, indem Suchmaschinen-Ergebnisse, die bei Eingabe von Versicherungsprodukten auf unterschiedlichen Fremdsprachen erscheinen, untersucht werden. Daraus wird das attraktivste Subsegment bestimmt und eine Marketingstrategie durch den Einsatz von Marketing-Mix-Instrumenten über das Internet entwickelt. Amanda Williams, BBA, wurde 1985 in Dieburg als Kind britischer Auswanderer geboren. Nach einer Ausbildung zur Versicherungskauffrau absolvierte sie das Studium der Betriebswirtschaftslehre im Jahr 2012 mit dem akademischen Grad BBA. Während dieses teilweise zweisprachigen Nebenstudiums sammelte sie weiterhin praktische Erfahrung bei einer Versicherung. Ihre Erfahrung mit Migrationshintergrund in Deutschland aufzuwachsen und ihre berufliche Tätigkeit motivierten sie, sich der Thematik des vorliegenden Buches zu widmen.

Limited research addresses the development of emerging adults who are homeless, and studies rarely explore their immediate and intertwined experiences of geography, social networks, and daily paths. These dynamic contexts may play significant roles in emerging adults' homeless experiences, continued chronic homelessness, and/or successful transitions to self‐sufficient adulthood. Applying geographic theory to emerging adult development among marginalized youth offers new linguistic and methodological tools to further our understanding of what emerging adulthood looks like and how it functions among youth "on the street," those "of the street," and those who have been completely abandoned. An integrated theoretical model is offered for innovative interdisciplinary research on the lived experiences of homeless youth, particularly related to developmental themes of exploration, stability, and connectedness.

With more people using social media on a daily basis and the prevalence of racial discrimination online, it becomes imperative to understand what factors impact minority individuals' perceptions of these transgressions in an online context. Confrontation to discrimination in the form of comments on social media may meaningfully shape perceptions of racism online. Across three studies, we examine how confrontation type (aggressive vs. passive) and confronter group membership (ingroup vs. outgroup) influence Asian Americans' perceptions of online prejudice and attitudes towards the confronters. In Study 1, we find that aggressive confrontations alter perceptions of a racist online post to be more offensive as compared to passive confrontations. In Study 2, these findings extend to participants' likelihood to report the content as offensive. Lastly, in Study 3, we find that aggressive confronters are evaluated more positively than passive confronters. These findings have important implications for understanding racial discrimination in an online context by demonstrating the impact of confrontation type on minority individuals' perceptions and behaviors.

A huge amount of energy and resources have been dedicated to domestic violence, yet the statistics on fatalities suggest that little has been achieved in terms of change. Based on research with frontline professionals and domestic abuse and homicide victims, this book seeks to tackle this problem head on, aligning the often opposing perspectives of victims and professionals. The book argues that there are structural and societal reasons why she "doesn't just leave", or feels that "she loves him" which are rarely considered in the assessment of abused women. Professionals often cannot understand why victims don't leave their abusers or support prosecutions. Similarly, victims are frequently frustrated by professionals who they feel want them to compromise their safety. This disconnection is the cause of many problems for victims. Challenging dominant attitudes to domestic abuse, the authors argue that victims are often skilled managers of dangerous individuals and have a strategy to stay safe which is not recognized by professionals. Offering a re-conceptualisation of the female victim to enhance safety management and encourage a deeper understanding of the emotional dynamics and social structures which perpetuate the problems, this book offers practical solutions for the way forward in policy and practice, including a domestic abuse first responder toolkit. "Domestic Abuse, Homicide and Gender" will be a highly valuable resource for scholars of Victimology, Criminology and Gender Studies, as well as for any practitioner working with victims of abuse

Lack of proficiency in the language of the host country predicts distress among refugees, but many refugees and asylum seekers in the United Kingdom have less than functional English. This study examined how learning English affected refugees' and asylum seekers' lives, particularly their emotional wellbeing, to explore what factors, particularly psychological ones, facilitated or impeded their learning English. We recruited 16 refugees and asylum seekers from an inner-city National Health Service trauma service and from a charity providing one-to-one English classes. All participants were interviewed in English. Interview data were analysed using thematic analysis from a critical realist perspective. Interviewees provided consistent accounts of their efforts to learn English, integrated into often unsettled and difficult lives. The analysis generated six themes in two domains. The impact of learning English was mainly positive, associated with autonomy, sense of achievement, and aspirations. Barriers to learning English consisted of other problems affecting refugees' capacity to learn, limited opportunities to speak English, and a sense of shame associated with perceived lack of English language competence. Findings highlight the need to provide adequate psychological support for refugees and asylum seekers learning English, recognising its importance in promoting both their integration in the UK and their individual psychological well-being.

AbstractTo examine how competition influences resource allocation in 4‐ to 6‐year‐olds, children were assigned to one of two conditions. In the experimental condition children colored a picture for a coloring contest whereas in the control condition they colored a picture to decorate a wall. Subsequently, all children participated in a resource allocation task with another child who was introduced as another participant in the coloring contest or who would also be coloring a picture for the wall. Finally, children were asked how many crayons (out of eight) they wanted to provide to the other child. In the resource allocation task, children made decisions about how to allocate stickers to self and other across four trial types: cost and no cost variations of both advantageous and disadvantageous inequality trials. Children were less prosocial in the experimental condition than in the control condition but only in disadvantageous inequality trials involving a cost. Children in the experimental condition withheld more crayons compared to children in the control condition. These results suggest that competition not only decreases prosocial behavior directly linked to the competition but also decreases generosity when provided with an unrelated resource allocation opportunity.