Are LAC Cooperative and Commercial Banks so Different in Their Management of Non‐Performing Loans?
In: Annals of Public and Cooperative Economics, Band 90, Heft 3, S. 419-440
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In: Annals of Public and Cooperative Economics, Band 90, Heft 3, S. 419-440
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In: Annals of public and cooperative economics, Band 90, Heft 3, S. 419-440
ISSN: 1467-8292
ABSTRACTThis paper assesses technical efficiency in the management of non‐performing loans (NPLs) in the Latin American and Caribbean (LAC) banking industry. To that end, Data Envelopment Analysis techniques are employed with data from the years 2013 to 2016 on a sample of 307 LAC cooperative and commercial banks. Our main contribution to existing literature is that differences of efficiency between cooperative banks and commercial banks are assessed as the result of the different capacities of their managers – managerial efficiency – and the so‐called programme efficiency, which represents differences in the technology used by these two categories of entities. Our principal result suggests that the technology used by cooperative banks in the management of NPLs is more efficient than the technology of commercial banks.
In: Annals of public and cooperative economics, Band 83, Heft 1, S. 61-81
ISSN: 1467-8292
ABSTRACT: Labour Societies and Cooperatives are both Social Economy enterprises, but with noticeable differences, some of which are imposed by legislation in Spain. The aim of this paper is to study whether such differences affect their management capacity and, in particular, efficiency. In doing so, Data Envelopment Analysis techniques and the metafrontier approach proposed by O'Donnell et al. (2008) are used on a sample of Spanish Labour Societies and Cooperatives belonging to the building industry. Scores of technical efficiency and metafrontier ratios are computed at firm level and, as a novel contribution to existing literature in this field of research, at input‐specific level. The main finding shows that Cooperatives enjoy some technological advantages over Labour Societies, particularly in regard to the management of labour, fixed assets and current assets.