Suchergebnisse

This research is entitled The effect of savings, deposits, and credit growth on profitability growth in LPD Kintamani District, Bangli Regency for the 2020-2022 period. The formulation of the problem in this study is whether savings growth, deposit growth, and credit growth affect profitability growth. This study aims to empirically examine the effect of savings growth, deposit growth, and credit growth on profitability growth. The population in this study included 60 LPDs in Kintamani District. The sample in this study was 54 LPDs determined based on the purposive sampling method. The types of data used are quantitative data and secondary data. The data analysis techniques used are classical assumption test, multiple linear regression analysis, f test, t test and determination coefficient. The results showed that savings growth had a significant positive effect on profitability growth while deposit growth and credit growth had an insignificant effect on profitability growth in LPD Kintamani District.

Cooperatives are a means for the community to carry out savings and loans or transaction processes to meet needs. Cooperative health assessment is an assessment to measure the level of health of cooperatives that carry out savings and loan business activities, both conventional and Sharia. The implementation of health level assessments for cooperatives must be carried out at least once a year in accordance with the Regulation of the Minister of Cooperatives and SMEs of the Republic of Indonesia Number 06/Per/Dep.6/IV/2016, concerning guidelines for assessing the health of savings and loan cooperatives and cooperative savings and loan units. The CAMEL analysis method aims to assess or measure the level of health of banking companies based on financial ratios that emphasize five aspects, namely capital, asset quality, management, income, and liquidity. CAMEL analysis is the aspect that most influences the financial condition of banks and cooperatives. Therefore, CAMEL analysis is a reference in assessing the stability of cooperatives.

This study aims to obtain empirical evidence of the influence of internal control systems, Tri Hita Karana Culture and good governance on government performance. The analytical tool used is multiple linear regression. The population in this study is the Regional Device Organization (OPD) in the Badung District Government as many as 35 OPD. The sample was chosen using nonprobability sampling method with saturated sample technique. With the respondent of Regional Administration Organization Financial Administration Officer (PPK-OPD) consisting of one head of field / secretary / sub-District head, head of planning sub-section, and head of sub-finance section so that the number of respondents is 105 respondents. The results show that the internal control system has a positive effect on government performance. Tri Hita Karana culture has a positive effect on government performance. Good governance has a positive effect on government performance.

Lembaga Perkreditan Desa (LPD) was established to strengthen the socio-cultural and economic life of the Balinese indigenous people, its implementation is not subject to the central government, but refers to local policies. The purpose of the study was to analyze the health of the LPD in Badung Regency. This is a descriptive study with a quantitative approach, using secondary data from LPD financial statements for 2017-2019. During 2017–2019 LPDs in the healthy category experienced an increase of 1%, for the fairly healthy category it did not change, the less healthy category increased by 3%, and the unhealthy decreased by 4%. LPD health analysis was measured by CAEL analysis. In 2017, 2018, and 2019 respectively, there were 13, 12, and 9 unhealthy LPDs; 5, 10, and 8 are not healthy; 24, 21, and 24 are quite healthy; and 61, 60, and 62 in the healthy category. ; Lembaga Perkreditan Desa (LPD) didirikan untuk menguatkan kehidupan sosial budaya dan ekonomi masyarakat adat Bali, pelaksanaanya tidak tunduk pada pemerintah pusat, tetapi mengacu pada kebijakan lokal. Tujuan penelitian untuk menganalisis kesehatan LPD di Kabupaten Badung. Merupakan penelitian deskriptif dengan pendekatan kuantitatif, menggunakan data sekunder dari laporan keuangan 103 LPD se Kabupaten Badung tahun 2017-2019. Hasil penelitian untuk LPD berkategori sehat mengalami peningkatan 1%, untuk kategori cukup sehat tidak berubah, kategori kurang sehat meningkat 3%, dan yang tidak sehat menurun 4%. Analisis kesehatan LPD diukur dengan analisis CAEL. Tahun 2017, 2018, dan 2019 secara berurutan terdapat 13, 12, dan 9 LPD tidak sehat; 5, 10, dan 8 kurang sehat; 24, 21, dan 24 cukup sehat; dan 61, 60, dan 62 dalam kategori sehat.