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The goal of this article is to answer the question on the importance of innovations introduced by banks in Poland from the perspective of counteracting the processes related to financial exclusion of social groups. Conseąuently, selected innovative Solutions have been considered, contributing to improving the availability of banks' offer. To accomplish this goal, we conducted an in-depth analysis of the subject literature. On this basis, the most important concepts for the subject - innovation and financial exclusion - were analysed. Subseąuently, the content of the websites of selected banks operating in Poland was reviewed. Thanks to this, it was possible to identify innovations that could help to limit financial exclusion. In addition, information of what methods and tools are used by other institutions (including international ones) in the fight against financial exclusion were also used

Intro -- Preface -- Contents -- Part I Theory -- 1 The How, What, and Why of Functional Synchronization -- 1.1 Psychological Function -- 1.2 Overview of Synchronization -- 1.2.1 Perspectives on Synchronization -- 1.2.2 The Conceptual Roots of Synchronization in Gestalt Psychology -- 1.3 The Meaning of Synchronization -- 1.3.1 What Is Synchronization? -- 1.3.2 Types of Synchronization -- 1.3.3 Synchronizing Networks of Coupled Dynamical Systems: The Link Between Network Structure and Dynamics -- 1.3.4 Dynamical Mechanisms and Routes to Synchronization -- 1.3.5 Intermittent Cluster Synchronization: Rapid Construction and Deconstruction of a Distributed Function -- 1.3.6 Assembly of Functional Units-A Common Feature Across Scales -- 1.3.7 Dynamics of Functional Units -- 1.4 Synchronization Between Levels of Psychological Reality -- 1.5 Summing up and Looking Ahead -- 2 Synchronization in the Emergence of Basic Mental Functions -- 2.1 The Binding Problem -- 2.2 Neural Synchrony -- 2.3 Neural Mechanisms of Synchronization -- 2.4 Modulating Synchrony Through Instantaneous Changes in Structural Network Properties-A Model -- 2.4.1 Results -- 2.5 From Synchrony to Large-Scale Functional Connectivity and Cognition -- 2.5.1 Dynamics of Functional Connectivity -- 2.6 Summary -- 3 Higher Order Mental Functions -- 3.1 From Flow to Structure -- 3.2 Self-organization in the Stream of Thought -- 3.2.1 The Emergence of Higher-Order Mental States -- 3.2.2 Bi-stability in Mental Structure -- 3.3 Evaluation as the Collective Variable Describing the State of the Mental System -- 3.4 Attractor Dynamics in Mental Systems -- 3.5 Quantifying the Stream of Consciousness -- 3.5.1 The Mouse Paradigm -- 3.5.2 Attractor Dynamics in the Stream of Consciousness -- 3.6 Modeling the Self -- 3.6.1 From Dynamics to Structure -- 3.6.2 From Structure to Function.