Suchergebnisse

In the preamble 1945 states that the aim of a state is to achieve the righteous and prosperous people. In order to support the great and independent national economy, the economic depelopment needs to get in appropriate order to increase the people's income and to overcome inbalanced economy and social gap. The government gives some service, protection and welfare as its responsibility, so each people can fulfill their needs to gain the welfare for those people who live in Indonesia. This research made to know the characteristic of social economic people that use the government services such as pawnshop in Medan. It made also to know whether there is a relationship or not between social economic characteristic and service (the amount of money owed) in the pawnshop and to find out the most dominant social economic characteristic in using the pawnshop in Medan. The number of sample in this research is 170 which consist of 17 pawnshop branch offices in Medan. Each office was given a questionnaire for 10 person who used the pawnshop's service. The tenth person were taken randomly. In findings, the characteristics of social economy that is represented by the income's factors, the number of families and educations affects the amount of money owed and the most dominat factor of it is the consumer's income and the numbers of families . The cause is the consumer's income that regarded as one of the terms which should be asked in having a loan, while the number of families is regarded as another cause of the amount of the money owed. The bigger of the number of families influenced the bigger needs, so that the pawnshop is chosen as the one of alternative ways to fulfil the needs. The most dominant effect given by the social economic characteristic to the amount of money owed is 55,7% and the rest is 44,3 % it is influenced by another factors, such as the guarantee, the limit of time, the interest rate and administration given to the consumers

Penelitian ini didasari dari pengalaman peneliti dan pendapat dari teman sejawat bahwa, minat belajar, keaktifan dan kompetensi mahasiswa semakin menurun,sehingga peneliti ingin memberikan penyegaran dalam proses belajar mengajar dengan menggunakan salah satu model pembelajaran dikelas dengan menerapkan model pembelajaran Problem Based Learning (PBL) untuk meningkatkan keaktifan dan prestasi mahasiswa khusus mata kuliah BudgetingTujuan yang diharapkan dalam penerapan metode ini dapat mewujudkan pembelajaran yang bervariasi, nyaman dan menyenangkan sehingga mahasiswa mampu mengidentifikasi, mengeksplorasi,menginvestigasi dan akhirnya menemukan solusi serta kondisi belajar yang tetap dipelihara adalah suasana kondusif, terbuka, negosiasi, demokratis pada mahasiswa dan dapat berpikir secara optimal serta memiliki wawasan ilmu pengetahuan dan teknologi serta memahami secara konsep, teori dan praktek dalam mengaplikasikan berbagai mata kuliah yang diperoleh, khususnya mata kuliah Budgeting

Indonesia has entered a new phase with partners in the neighboring countries, especially ASEAN members, namely ASEAN Economic Community (AEC) on December 31, 2015. One of the main pillars of AEC is free flow of goods, trade in goods in 2015 is conducted freely without barriers, both tariff and non-tariff. AEC implement schemes Common Effective Preferential Tariff (CEPT) that have previously been applied when the ASEAN Free Trade Area (AFTA), namely gradual tariff reductions made for certain types of goods carried in the timeframe that has been agreed. This study aims to find out the problems that often hinder the development of SMEs in Deli Serdang Regency in competitive advantage, especially in the face of the AEC, it is necessary for the existence of a strategy to create competitive advantage in the era of AEC. Many strategies to create competitive advantage and one generic strategy Porter. This strategy gives success in the company so that researchers want to adopt Porter generic strategies for MSMEs, especially in Deli Serdang. Objects in this study is micro, small and medium enterprises in the district of Deli Serdang. Data collection techniques using questionnaires and interviews / structured interviews and data analysis techniques using descriptive analysis techniques. The results showed that the strategy porter through indicators five forces porter that include competition among similar companies, the threat of new entrants, the threat of substitute products, bargaining power of buyers and bargaining power of suppliers is still included in the category enough or moderate, it indicates the presence of obstacles or problems faced by SMEs in Deli Serdang. Besides indicators porter five forces, the addition of the supporting indicators of the ability of innovation and technology as well as the government's attention is also included in the category enough or moderate, it indicates that the supporting indicators are still facing obstacles or problems.