Suchergebnisse

AbstractThis paper discusses differences in the likelihood of loan default between Black and other farmers who took out USDA direct operating loans from 2011 to 2020. By controlling for financial, demographic, and other factors using a Cox proportional hazards model, we found that Black farmers have a higher incidence of default than other farmers. We advanced the research on the relative loan performance of different racial/ethnic minority groups, revealing heterogeneity in the likelihood of default that indicates using a single grouping for all minorities obscures important differences. There could be multiple contributing factors to higher rates of default among Black borrowers that deserve future attention and study, though it is beyond the scope of this paper to identify a causal mechanism.

Purpose
While progress has been made in the realm of teaching about sustainability to business students, integrating sustainability into experiential learning with a systemic mindset has been identified by leading scholars as an area for improvement. The purpose of this paper is to describe a pilot project in which students prepared a sustainability report for a client company and to answer the question of whether the experiment yielded the anticipated benefits.


Design/methodology/approach
The paper presents an initiative that was part of an MBA course delivered at the Warsaw University of Life Sciences in Poland by an international team of professors. The multinational group of students was confronted with the task of preparing an integrated sustainability report for a large corporation.


Findings
The initiative creates opportunities for both students and commercial organizations to understand large business commercial activities from a sustainability perspective. This paper identifies the next steps for others to build upon.


Originality/value
The paper explains the experiential learning opportunity that was created, describes how students rose to meet the challenge, discusses the benefits that accrued to students, professors and a commercial organization and shares some guidance for those seeking to emulate this practice.