Suchergebnisse

Examines the residential property market and the effects of
substantial changes in the law under the Housing Act 1988. Argues that
the effect of these changes will highlight the residential market as an
available investment option. Considers the current investment
opportunities and suggests the necessary criteria for choosing such
investments.

Offers advice on making loans in the residential market. Briefly
discusses the market. Offers pointers on structuring a loan. Explores
some financing options. Tabulates some examples.

Using a statistical model, we find that three factors explain most of the decline in residential investment at the end of 2013 and the beginning of 2014: the increase in mortgage rates since early 2013, the unusually cold winter, and a modest tightening of lending standards in the residential mortgage market. Future prospects for residential investment depend heavily on mortgage rates. A return to normal weather and easing lending standards would boost activity, but even moderate increases in mortgage rates through the end of next year could restrain residential investment going forward.