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Campus loans have become a part of the lives of Chinese college students. While such loans are convenient for students, they can also create considerable difficulties. In the context of unbalanced economic development between Western and Eastern China, this study aimed to understand the factors affecting the campus loan behaviors of college students in Western China. A sample of 568 undergraduate and graduate students from four universities in Western China was taken as the research object. Binary logistic regression and orderly logistic regression were used to study campus loan consumption factors. Students without state-subsidized loans were found to have stronger campus loan consumption intention and higher loan amounts, and recreational consumption was the main loan purpose. The factors affecting campus loan consumption included students' family structure, parents' education level, peer students' consumption status, grade level, relationship status, and ability to assess loan risk. Based on the findings, suggestions are made for managing campus loan behavior from the perspectives of the individual, family, school, and government. This study can provide guidance for standardizing campus loans and adjusting college students' consumption attitudes and behaviors.

The federal government provides student loans for college and graduate school in two ways: by guaranteeing bank loans, and by lending directly to students. In the guaranteed loan program, banks lend students money and profit from the interest payments while the government guarantees the loans against default and makes subsidy payments to the banks. In the direct loan system, the government provides low-interest loans directly to students, using borrower interest payments to help cover the costs of the program. There have been numerous audits and investigations of both the direct and guaranteed student loan programs, and in every case the auditors have agreed: Direct lending is much more cost effective. Switching completely to direct lending would save billions of dollars a year. Congress should move all campuses to direct lending and turn the savings over to colleges and states for programs that ensure that all Americans have access to higher education.

This research aimed to investigate the expenditure behaviors and factors influencing the expenditure behaviors of students obtaining Student Loan Fund. The sample group used in the study was 371 students receiving Student Loan Fund of Prince of Songkla University, Hat Yai Campus. The data were collected using questionnaire and analyzed by using frequency, percentage, mean, standard deviation and stepwise linear multiple regression analysis. The results indicated that the overall expenditure behaviors of students were at a moderate level. When considering each aspect, it was found that students spent the most on education needs followed by social needs, basic needs, and consumerism, in order. In addition, means of all these four aspects were at a moderate level, while the aspect of spending based on entertainment needs was at a low level. Results from stepwise linear multiple regression analysis indicated that there were six factors predicting the expenditure behaviors of students. Peer group influence, fashion value, students' expenses, the value in life of economy and simplicity, faculty that student belong, and democratic child rearing explained 32.1% of students spending behavior with statistical significance at .001. ; การวิจัยครั้งนี้มีวัตถุประสงค์เพื่อศึกษาพฤติกรรมการใช้จ่ายเงิน และปัจจัยที่ส่งผลต่อพฤติกรรมการใช้จ่ายเงินของนักศึกษาจากกองทุนเงินให้กู้ยืมเพื่อการศึกษา กลุ่มตัวอย่างที่ใช้ในการศึกษา คือ นักศึกษาจากกองทุนเงินให้กู้ยืมเพื่อการศึกษา มหาวิทยาลัยสงขลานครินทร์ วิทยาเขตหาดใหญ่ จำนวน 371 คน รวบรวมข้อมูลโดยใช้แบบสอบถาม วิเคราะห์ข้อมูลโดยใช้ ค่าความถี่ ร้อยละ ค่าเฉลี่ย ค่าเบี่ยงเบนมาตรฐาน สถิติถดถอยพหุคูณด้วยวิธี stepwise ผลการศึกษาพบว่า นักศึกษาส่วนใหญ่มีพฤติกรรมการใช้จ่ายเงินโดยภาพรวมอยู่ในระดับปานกลาง เมื่อพิจารณารายด้านพบว่า นักศึกษามีพฤติกรรมการใช้จ่ายเงินตามความต้องการทางการศึกษามากที่สุด ตามด้วย การใช้จ่ายเงินตามความต้องการทางสังคม การใช้จ่ายเงินตามความต้องการพื้นฐาน และการใช้จ่ายเงินตามแบบบริโภคนิยม ตามลำดับ โดยทั้ง 4 ด้านนี้มีค่าเฉลี่ยอยู่ในระดับปานกลาง ขณะที่การใช้จ่ายเงินตามความต้องการด้านนันทนาการมีค่าเฉลี่ยอยู่ในระดับต่ำ และปัจจัยที่ส่งผลต่อพฤติกรรมการใช้จ่ายเงินของนักศึกษา พบว่า มี 6 ตัวแปร ได้แก่ อิทธิพลของกลุ่มเพื่อน ค่านิยมในแฟชั่น ค่าใช้จ่ายส่วนตัวต่อเดือน ค่านิยมในการดำรงชีวิตแบบเรียบง่ายและประหยัด คณะที่เรียน และการอบรมเลี้ยงดูแบบประชาธิปไตย โดยสามารถร่วมกันพยากรณ์พฤติกรรมการใช้จ่ายเงินของนักศึกษา ได้ร้อยละ 32.1 ได้อย่างมีนัยสำคัญทางสถิติที่ระดับ .001

Between the global economic crisis, rising tuition costs, and the shaky job market, financial literacy is fast becoming a necessary student skill regardless of major. And given the startling statistics on student loan and credit card debt following students long after graduation, the time for personal financial mastery is long overdue . The first full-length reference of its kind, Student Financial Literacy: Campus-Based Program Development is designed to guide professionals in implementing a new financial education program or enhancing an existing one. Its contributors are experts in personal finance and authorities on financial literacy education. The book sets out a real-world, evidence-based model complete with tools, resource lists, and websites, and covers ground-level basics as well as advanced innovations (employing and training student volunteers; research opportunities within programs; finding funding). Chapters cover all key aspects of program development, including: Staffing and recruiting considerations. Training and development of staff. Content and delivery issues. Marketing strategies. Assessment of financial literacy. Evaluating financial education programs. For college and university personnel tasked with improving students' economic education, Student Financial Literacy: Campus-Based Program Development brings the steps into clear, realistic focus for successful long-term results.

This report describes the FSEOG, FWS, and Federal Perkins Loan programs, as amended by the HEOA. It also presents historical information on appropriations provided for the programs and the federal student aid that has been made available to students through the programs.

10/28/2020 Campus News - January 2016 www.fresnostatejournal.com/vol19no5/index.html 1/7 Features | Around Campus | Events | Recognition | Service | SEARCH ARCHIVES January 2016 - Vol. 19, No. 5 P􀶋􈬍􀵾􇸍􀶌􈰍􀶂􈈍􀵽􇴍􀵾􇸍􀶇􈜍􀶍􈴧'􀶌􈰠 M􀵾􇸍􀶌􈰍􀶌􈰍􀵺􇨍􀶀􈀍􀵾􇸠 Welcome back to campus! I hope all of you had an enjoyable holiday break and are ready for a new year ofserving our students. We have some exciting events, projects and staff additions ahead, including: The annual Spring Assembly for Faculty and Staff is Thursday, Jan. 14, with a continental breakfastat 8:30 and program beginning at 9 a.m. I hope you'll come to the Save Mart Center for a brief recapof the fall semester. What's even more important, I have exciting news about the future. The Strategic Plan Committee worked throughout the fall to refine our plan based on the excellentinput received in our campus and community forums. Stay tuned for a final version of our StrategicPlan this spring. A new Cabinet member soon will be joining us. I've appointed Lawrence Salinas as executive directorof Government Relations, effective Feb. 1. He will develop and manage strategies to inform andinfluence public policy at the local, state and federal levels on issues and in areas of interest toFresno State and to advise the campus on legislative matters that may affect us. Lawrence, a FresnoState alumnus, has held leadership positions in governmental relations at UC Merced and the UCOffice of the President. I am thrilled that we again recruited our #1 choice in a Cabinet search! As we begin 2016, I am more convinced than ever that Fresno State's future is very bright. Let's go boldlyinto this new year! 10/28/2020 Campus News - January 2016 www.fresnostatejournal.com/vol19no5/index.html 2/7 F􀵾􇸍􀵺􇨍􀶍􈴍􀶎􈸍􀶋􈬍􀵾􇸍􀶌􈱒 Red Wave honors faculty, staff Fresno State staff and faculty were honored Dec. 3 at a special men's basketball game appreciation night. Meet some ofthe player's favorite professors: Thea Fabian (Economics), Leonard Olson (Philosophy), Aric Min (Earth andEnvironmental Sciences) and Jonathan Hernandez (Communication). See more . EOP: Making a difference |The Educational Opportunity Program (EOP) at Fresno State continues to"make a difference" in helping first generation and historically low-incomestudents attain their goal of graduating from college. EOP recently announcedthat students in the fall 2009 cohort achieved a 6-year graduation rate of 59.7percent, which is higher than the campus rate of 58.4 percent. See more . FresnoStateNews.com is all new Stay current on the latest news, information and events happening at FresnoState by visiting the redesigned www.FresnoStateNews.com . This one-stop-shop for campus news features University produced videos, press releases,magazine and newsletter articles. FresnoStateNews.com is an easy way to follow the latest posts on the University'sofficial Facebook and Twitter accounts, and the live calendar is always up-to-date with the latest events on campus. Andif you have a question about a past event or issue facing the University, simply search the archives to access past newsarticles, videos and photos. The new FresnoStateNews.com is also the place to sign up for Fresno State's CommunityNewsletter. Created to showcase how Fresno State is making a bold difference in our region, this monthly newsletter isfilled with videos and features about all aspects of Fresno State. It's never been easier to stay in the know about allthings Fresno State. Bookmark www.FresnoStateNews.com today! Campus colors of fall The campus presents a beautiful show of color during the seasons, and this fall is a showstopper. Photos by CaryEdmondson. See slideshow . A look back at 2015 Revisit key moments from the past year. Photos by Cary Edmondson. See slideshow . A􀶋􈬍􀶈􈠍􀶎􈸍􀶇􈜍􀵽􇴠 C􀵺􇨍􀶆􈘍􀶉􈤍􀶎􈸍􀶌􈱎 New Warmerdam Field track project begins Warmerdam Field is undergoing a facelift as of December. The $2.6 million project is expected to continue through June2016. The project includes an eight-lane, all-weather track; a high-jump area; long- and triple-jump runways; two polevault runways; and shot put, discuss, hammer cage and javelin improvements. Also included are updates in utilities,landscaping and fencing. The current nine-lane, 400-meter track was constructed in 1976 and is named in honor ofCornelius "Dutch" Warmerdam, the former Fresno State head coach and former world-record holder in the pole vault.The track was last resurfaced in 1989. See more . Proposed Hmong minor option would be a first in western U.S. The University is developing a new minor program in Hmong Studies that will be the fifth such program in the nation andfirst in the western United States. The minor, which would be offered through the Linguistics Department in the College ofArts and Humanities, is in the final stages of the approval process with a decision due in the spring. The target date tolaunch is the fall 2016 semester. See more . Student Cupboard receives $25,000 endowment A Bay Area family joined together to establish an endowment that will help Fresno State students facing food insecurity.Michael Treviño, University of California director of undergraduate admissions, has established a $25,000 charitable giftannuity in honor of his aunt, Ermelinda Treviño. The annuity will provide lasting support of the Student Cupboard, whichprovides free food and hygiene products for Fresno State students in need. See more .10/28/2020 Campus News - January 2016 www.fresnostatejournal.com/vol19no5/index.html 3/7 Global wireless connectivity is here On Jan. 14, Fresno State will launch eduroam(education roaming), a global wireless connectivityservice that enables students, faculty, staff, andguests to obtain secure internet connectivity. Theeduroam federation is a group of thousands ofuniversities and higher-education institutions across54 countries. These institutions have the eduroamnetwork at their locations and will grant you secureaccess to their network without having to go throughthe long process of setting up a guest login andpassword. Your device will work on their campusesthe same as if it were on Fresno State's. Additionalinformation about eduroam is available here . Benefits: Simplicity - Fresno State students, faculty and staff can log in to eduroam with their own Fresno State credentialsat any participating institution. Security - Eduroam' uses WPA2-enterprise authentication and encryption to prevent eavesdropping when usinginsecure applications on the network. The most significant change to the Fresno State network is that the process for logging in will require an email addressand corresponding email password instead of using computer login credentials. Contact the Help Desk at 278.5000 formore information. Salinas named director of governmental relations For Lawrence Salinas, a Fresno State alumnus with 30 years of political and public affairsexperience, coming home to serve as the University's new executive director of governmentalrelations is an opportunity to advocate for his alma mater. His primary role will be to develop andmanage strategies to inform and influence public policy at the local, state and federal levels inareas of interest to Fresno State. He will report directly to the president and advise the campuson legislative matters that may affect the University. See more . Philanthropist and supporter Dee Jordan dies Mrs. Dee Jordan, who, along with her husband and brother-in-law, was responsible for the largest cash gift in FresnoState's history, passed away on Nov. 17 in San Francisco at age 87. Her connection to Fresno State started at a socialgathering more than three decades ago when a retired Fresno State agriculture professor shared his enthusiasm for hiscollege's programs. That meeting led to a lasting relationship between the Jordans and Fresno State that ultimatelyresulted in a $29.5 million gift to Fresno State's Ag One Foundation in 2009. See more . Former psych professor, chair, Merry West, dies Dr. Merry West, professor emerita and former chair of the Psychology Department, died Nov. 20. She earned a Ph.D. inPsychology from Iowa State University in 1972 and joined the University soon after, then received emeritus status in1993. While at the University, she helped to initiate re-entry programs for students and to develop Women Studiesprograms. Dr. West loved traveling, but her favorite places were in California. See more . E􀶏􈼍􀵾􇸍􀶇􈜍􀶍􈴍􀶌􈱋 Keyboard Concerts presents Yefim Bronfman on Jan. 22 Yefim Bronfman performs at 3 p.m., Jan. 22, in the Concert Hall. Bronfman, a Russian-Israeli-American artist, regularly collaborates with the world's foremost conductors, including SirSimon Rattle, Daniel Barenboim, Herbert Blomstedt, Christoph von Dohnányi, Charles Dutoit,Valery Gergiev, Christoph Eschenbach, Zubin Mehta, Esa-Pekka Salonen, and David Zinman.General admission is $25, seniors $18 and students $5. For reservations and otherinformation, call 278.2337.10/28/2020 Campus News - January 2016 www.fresnostatejournal.com/vol19no5/index.html 4/7 Comedian Drew Lynch performs Feb. 9 Student Involvement is hosting a special performance from comedian Drew Lynch on Feb. 9 at7 p.m. in the Satellite Student Union. This event is free to students with a valid Fresno StateI.D. and open to public for $5 per person. Drew Lynch starred on season 10 of America's GotTalent and advanced all the way to the finale. During his first audition, he shared his story ofhow a softball accident resulted in a permanent, severe stutter and how his life changedimmediately. Drew Lynch's comedy performance is being sponsored by Student Involvement,Services for Students with Disabilities, and Advocates for Students with Disabilities. For moreinformation, contact Shawna Blair at 559.278.2741. Library hosts Saleri exhibition Feb. 6-May 31; gala dinner is Feb. 5 During the spring 2016 semester, the Henry Madden Library presents a retrospective exhibition of artwork by KristinSaleri (1915 to 1987), a pioneering 20th century artist of Armenian heritage who lived and painted in Istanbul. Discovering Kristin Saleri runs Feb. 6 through May 31 in the Leon S. Peters Ellipse Gallery and Pete P. Peters BalconyGallery. The Gala Donors Opening Dinner is Feb. 5 at 6 p.m. in Henry Madden Library, second floor outside Leon S.Peters Ellipse Gallery. The exhibition is curated by Fresno natives Joyce Kierejczyk and Carol Tikijian, who also curateda spring exhibition at the Fresno Art Museum of works by artists of Armenian descent in commemoration of thecentennial of the Armenian genocide. The artworks exhibited are on loan from the family of the artist, who reside inHouston. For more information on the artist, visit www.kristinsaleri.com . For more information on the exhibit, visit the website . Save the date: Jan. 14 - International Fun Night, University Student Union Pavilion, 4 p.m. Jan. 16 - Men's basketball, Save Mart Center, 4 p.m. Meet members of the team . Jan. 20 - Women's basketball, Save Mart Center, 7 p.m. Jan. 21 - The Harlem Globetrotters, Save Mart Center, 7 p.m. Jan. 21 - Visual Arts Seminar, Satellite Student Union, 8 a.m. Jan. 22 - Women's basketball, Save Mart Center, 2 p.m. Jan. 27 - Club Sports Expo and Greek Day, University Student Union Balcony, starting at 7 a.m. Jan. 30 - SATAM Tai Chi group practice, South Gym 134, 7:30 a.m. R􀵾􇸍􀵼􇰍􀶈􈠍􀶀􈀍􀶇􈜍􀶂􈈍􀶍􈴍􀶂􈈍􀶈􈠍􀶇􈝅 Emmanuel Alcala (Central Valley Health Policy Institute) presented on air pollution in the Valley and its effects on children at the NationalInstitute of Environmental Health Sciences/Environmental Protection Agency Children's Centers Annual Meeting inWashington, D.C. See more . Nancy Delich and Stephen Roberts (Social Work and Communicative Disorders and Deaf Studies) are featured in the latest issue of Central California LifeMagazine, in which they discuss their underwater sign language course, which they teach at their dive shop, CentralValley Scuba Center. See more . Ethan Kytle and Blain Roberts (History) had their op-ed article advocating for a national slavery memorial published in the New York Times. See more .Roberts' book, "Pageants, Parlors, and Pretty Women: Race and Beauty in the Twentieth Century South" (University ofNorth Carolina Press, 2014) was recently awarded the 2105 Willie Lee Rose Prize by the Southern Association forWomen Historians. This award recognizes the best book in southern history published by a woman during the previouscalendar year. The book was also a finalist (among the top three, out of 70 submissions) for the 2015 BerkshireConference of Women Historians First Book Prize. Annette Levi (Agricultural Business) was named to the National Agricultural Research, Extension, Education, and Economics Advisory10/28/2020 Campus News - January 2016 www.fresnostatejournal.com/vol19no5/index.html 5/7 Board by U.S. Agriculture Secretary Tom Vilsack. The board advises Vilsack and land-grant colleges and universities. Bradley Myers (Theatre Arts) received recognition from the Region VIII Governing Board of the Kennedy Center/American CollegeTheatre Festival for the production of the play, "Really, Really ." A scene from the play will be included at the regionalfestival at the University of Hawaii Honolulu, Hawaii, held this February. Barlow Der Mugrdechian (Armenian Studies) had a book chapter published, "The Theme of Genocide in Armenian Literature," (pp. 273-286) in thenewly released book, The Armenian Genocide Legac y (Palgrave, 2015). The book was the product of a conference, "TheArmenian Genocide's Legacy, 100 Years On," held in The Hague, Netherlands, March 5-7, 2015. Saúl Jiménez-Sandoval (Arts and Humanities) was named dean of the College of Arts and Humanities, effective Jan. 1. He is a Fresno Stateprofessor of Spanish and Portuguese and served as interim associate dean of the college. Jiménez-Sandoval willsucceed Interim Dean José A. Díaz, who was not a candidate for the position. Díaz will be on special assignment in thespring semester. See more . Samendra Sherchan (Public Health) received the 2015-16 WRPI Faculty Research Incentive Award (from the Office of the Chancellor, WaterResources and Policy Initiatives) for his project, Understanding Public Perception to Direct Potable Reuse of MunicipalTreated Waste-water in the Central Valley. S􀵾􇸍􀶋􈬍􀶏􈼍􀶂􈈍􀵼􇰍􀵾􇹒 Reading and Beyond at Fresno State celebrates asuccessful semester The Reading and Beyond at Fresno State program (a partnershipbetween Fresno State's Richter Center and Reading and Beyond )recently took time to celebrate a successful semester. Over the courseof fall 2015, 60 work-study students served as tutors with the program,providing tutoring and mentoring services to children throughoutFresno County. Tutors worked directly with 183 elementary studentsproviding literacy and homework support. In addition, the tutors servedmore than 800 children intermittently. Reading and Beyond at FresnoState program also took part in several additional community serviceprojects, including school carnivals, local revitalization projects,educational community events, and a special letter-writing campaign benefiting military members and veterans. Save the Date: Spring Community Service Opportunities Fair The 13th annual Spring Community Service Opportunities Fair takes place Wednesday, Jan. 27, from 10 a.m. to 1 p.m.in the Satellite Student Union. The event is sponsored by The Jan and Bud Richter Center for Community Engagementand Service-Learning. During the Community Service Opportunities Fair students will have the opportunity to learn aboutvolunteer, service-learning, internship, and career opportunities offered through local community benefit organizations. Faculty and staff are encouraged to attend this event and send students who are interested in community service or whoare required to do service as part of a class assignment. For more information, please contact Trisha Studt in the RichterCenter at 559.278.7079. Registration open for Kids Day 2016 Kids Day is one the Valley's largest and most visible special events benefitting Valley Children's Hospital . Last year over1,400 Fresno State students participated in Kids Day and raised over $41,000! Kids Day will be held on March 8, 2016and is a great way for students, faculty, and staff to engage in a community-wide philanthropy project and can help inthree ways: (1) volunteer to sell papers, (2) help recruit other volunteers by sharing information on this event with friends,students and colleagues and (3) buy a paper on Kids Day from those around campus. Each year the Richter Centerhosts a friendly competition recognizing the top-selling student clubs and organizations. Register your club ororganization today by completing the online form . Individuals can also sign-up to volunteer using the same form . Formore information about participating, please contact Madison Dakovich in the Jan and Bud Richter Center for CommunityEngagement and Service-Learning at 559.278.7079 or send an email to fresnostatekidsday@gmail.com.10/28/2020 Campus News - January 2016 www.fresnostatejournal.com/vol19no5/index.html 6/7 Fresno State for Summer Campaign a success This fall, Fresno State students Nancy Mohamed and Kelli Lowe, coordinated a campus-wide fundraising campaign builtaround the annual Giving Tuesday . This project raised money to support the wish of a Make-A-Wish CentralCalifornia child, Summer, whose wish is to visit to Walt Disney World with her family and meet Elsa from the movie Frozen . The campaign, "Fresno State for Summer" ran from November 1 - December 1, 2015. Over $1,400 was raisedto support Summer's wish. Mohamed and Lowe hope that this project will inspire future students to continue organizingfundraising efforts around Giving Tuesday and establishing a new philanthropic tradition at Fresno State. Richter Center student leaders provide nearly 3,000 hours of service In December, the Richter Center Student Leaders (RCSL) celebrated a successful fall semester. RCSL is made-up ofthree distinct teams including the Richter Center Ambassadors, Reflection Facilitators, and SERVE Committee. Theteam of 27 students provided a combined 2,734 hours of service to the campus and community. This service includedcoordinating and hosting two one-day service events (Make a Difference Day and Serving Fresno Day), conductingservice-related presentations and workshops for fellow Fresno State students, and promoting service through variousdigital and in-person campaigns. The team will return in the spring semester to continue these efforts including planningand hosting Spring into Service – a one-day service event – and National Volunteer Week activities. For more informationon RCSL, contact Mellissa Jessen-Hiser . Send us your photos! Campus News wants to share your most whimsical or memorable photo as a photo of the month . Faculty and staff, please submit your photo to campusnews@csufresno.edu . In case you missed it: Fresno State vs. San Francisco Catch some highlights from the Fresno State basketball win against San Francisco on Nov. 19. See slideshow . Fresno State vs. Colorado State Miss the Fresno State Bulldogs football game against Colorado State Rams, Nov. 28? See slideshow . International Cultural Night Enjoy the colors and vibrancy of International Cultural Night. See slideshow . ROTC Presentation Fresno State's ROTC made a presentation at the Oakland Raiders game, Dec. 6. See slideshow. Marching Band Moments A look back at some key Fresno State Marching Band moments. See slideshow . Happy Holidays Enjoy a glimpse of some of the seasonal decorations on campus, including displays in the Kennel Bookstore. Seeslideshow . Or enjoy holiday greetings from Victor E. Bulldog III. See slideshow . Slideshow photos by Cary Edmondson and courtesy of University Communications.10/28/2020 Campus News - January 2016 www.fresnostatejournal.com/vol19no5/index.html 7/7 Still looking for more news? For the latest university press releases, visit FresnoStateNews.com. For sports news, visit GoBulldogs.com . Find announcements, events, and more on BulletinBoard . For the academic calendar, see the catalog . Find additional calendars through Academic Affairs . A listing of season stage performances is available through Theatre Arts and music performances through the Music Department . Campus News is the Fresno State employee newsletter published online the first day of each month – or the weekday closest to the first – fromSeptember through May. The deadline for submissions to the newsletter is 10 days prior to the first of each month. Please e-mail submissions to campusnews@csufresno.edu ; include digital photos, video clips or audio clips that are publishable online. Phone messages, PDFs, faxes, and printedhard copies will not be accepted. President , Joseph I. Castro Vice President for University Advancement , Paula Castadio . Campus News is published by the Office of University Communications. Archives | Academic Calendar | FresnoStateNews | Campus News Deadlines | University Communications Print this Page

A letter report issued by the General Accounting Office with an abstract that begins "To address system problems and other long-standing management weaknesses, in 1998, the Congress created a discrete unit within the Department of Education, the Office of Federal Student Aid (FSA). This office subsequently adopted a new approach to systems integration using middleware (a type of software that can allow an application to access data residing in different databases) and Extensible Markup Language (XML)--a flexible, nonproprietary set of standards that is intended to make it easier to identify, integrate, and process information widely dispersed among systems and organizations. FSA's first use of this approach is the Common Origination and Disbursement (COD) process for the Direct Loan, Pell Grant, and campus-based programs. GAO initiated a follow-up review to assess FSA's progress in implementing this process."

This study examined the determinants of student contributions to their senior gift campaign while currently enrolled at a university and whether student giving predicted young alumni giving patterns after graduation. Determinants of student giving were largely consistent with those of alumni giving, although parental support was found to be an important difference. Financial aid in the form of parental support and scholarships, but not loans or grants, increased the likelihood of student giving. College experiences including group participation and positive subjective evaluation also increased the likelihood of giving. Student giving was then found to be a strong predictor of future donation patterns of young alumni. Students who did not contribute to the senior gift campaign despite repeated, in-person solicitations from peers were less likely to donate after graduation.

An invaluable primer on the role economic reasoning plays in campus debate and decision makingCampus Economics provides college and university administrators, trustees, and faculty with an essential understanding of how college finances actually work. Sandy Baum and Michael McPherson explain the concepts needed to analyze the pros, the cons, and the trade-offs of difficult decisions, and offer a common language for discussing the many challenges confronting institutions of higher learning today, from COVID-19 to funding cuts and declining enrollments.Emphasizing the unique characteristics of the academic enterprise and the primacy of the institutional mission, Baum and McPherson use economic concepts such as opportunity cost and decisions at the margin to facilitate conversations about how best to ensure an institution's ongoing success. The problems facing higher education are more urgent than ever before, but the underlying issues are the same in good times and bad. Baum and McPherson give nontechnical, user-friendly guidance for navigating all kinds of economic conditions and draw on real-world examples of campus issues to illustrate both institutional constraints and untapped opportunities.Campus Economics helps faculty, administrators, trustees, and government policymakers engage in constructive dialogue that can lead to decisions that align finite resources with the pursuit of the institutional mission

Kenya's university education faces a dilemma of increased demand for
places against declining funding and increased graduate unemployment.
The introduction of cost sharing, in an environment of increased poverty
levels and inadequate educational loans and bursaries, has further
aggravated matters. This article presents findings of a case study on 50
university students involved in small business ventures in an attempt to
cope with their financial situations. The study sought to find out the
characteristics of student entrepreneurs, reasons for entry into business
and how they coped with studies while operating businesses. The study
shows that most of the respondents came from humble backgrounds and
ran business mainly for survival. These results have useful implications
on the effects of Structural Adjustment Programmes in financing
university education in Kenya and elsewhere in Africa.

The "campus loans" crisis has highlighted the importance of financial literacy among Chinese college students. Based on an analysis of 2,266 valid questionnaires, this study utilized survey data and logistic regression to examine the correlations between demographic and behavioral factors and financial literacy among students. The results indicated that, compared to their international counterparts, Chinese students generally possess less financial knowledge. However, they exhibit stronger financial attitudes and behaviors. A significant gender disparity was observed, with female students outperforming male students in financial literacy. Students attending more prestigious universities, particularly those majoring in economics, management, science, and engineering, and those dedicating more time to financial education, showed higher levels of financial literacy. Additionally, positive social interactions were associated with enhanced financial literacy. The study also identifies a "Surrounding People Effect," where the presence of financially knowledgeable peers, friends, and family correlates with improved financial literacy among college students. These findings offer critical insights for developing targeted policies to enhance financial literacy among Chinese college students.

Kein Platz für Banken im digitalen Zeitalter Finanzkrise hin, Eurokrise her. Kaum jemand glaubt, dass sich das Finanzsystem inzwischen wesentlich verbessert hat. Das Problem sind die Banken. Ihre Finanzinnovationen der Vergangenheit wurden zum Brandbeschleuniger der letzten Finanzkrise. Und jetzt sind sie drauf und dran, sich die aufstrebende Fintech-Industrie einzuverleiben und damit die Hoffnung auf ein transparenteres und besseres Finanzsystem zu zerschlagen. Dieses Buch erklärt mit bestechender Klarheit, warum die digitale Revolution eine fundamentale Erneuerung unserer Finanzordnung erfordert. Es identifiziert die Wurzel der Probleme und präsentiert eine innovative und simple Lösung mit revolutionärer Sprengkraft. "Eine völlig neue Perspektive" Izabella Kaminska, Financial Times "Radikale Vorschläge, die ernst genommen werden sollten" Anat Admati, Professorin für Finanzwirtschaft an der Stanford University "Eine interessante und herausfordernde Vision" Vítor Constâncio, Vizepräsident der Europäischen Zentralbank "McMillan zeigt stringent und überzeugend, wie die digitale Revolution ein viel besseres, einfacheres und faireres Finanzsystem schaffen kann. Lesen Sie dieses Buch unbedingt, und trauen Sie sich, an die große Veränderung zu glauben!" William R. White, Vorsitzender des Economic and Development Review Committee bei der OECD

Abstract

Cover Story


Virtual campus cuts student costs without adding to aid office workload


REBECCA VINZANT, STUDENT SERVICES DIRECTOR, UNIVERSITY OF ILLINOIS GLOBAL CAMPUS


Create online campus to improve access to your institution


Aid vendor selection takes time



Outside vendor handles most financial aid functions for virtual campus


Research


Many families rule out college without considering aid


Families tap many sources to come up with money for college


Higher Education Act


Act now to comply with new law's provisions


Reauthorization resources available



Higher Education Act reauthorization is first step in a long process


Access


Consider peer‐to‐peer loans as viable alternative


Many different types of peer‐to‐peer student loans available



Policies & Procedures


Maintain ethical aid office by avoiding conflicts of interest


Incorporate these strategies to prevent office ethics problems


Strategic Planning


Learn about challenges graduate students face to understand the supports they need


Support grad students with these 5 tips


Clearinghouse


New England‐area college students had few problems getting loans


New legislative caucus formed to support minority institutions


Use this new online tool to help specific students plan for college


Lawsuits & Rulings


POLICIES AND PROCEDURES


Students with drug convictions still banned from receiving aid


LOAN DISCHARGE


Student loan not governed by law in effect when debt was incurred


Bankruptcy court lacks authority to consider murder cover‐up


Managing Your Office


Know the facts to avoid age discrimination lawsuits

AbstractWe use the Chinese College Student Survey, conducted in 2010, to examine levels of poverty among students on China's campuses. With the poverty line defined as the college-specific expenditures a student needs to maintain a basic living standard on campus, we find that 22 per cent of college students in China are living in poverty. Poverty is more severe among students from rural or western parts of the country. With a targeting count error of more than 50 per cent, it is important that the college need-based aid programme be improved. Lacking other income sources, poor students rely heavily on loans and paid employment to finance their college education.