Mortgage Selection and Consumer Confusion in the Malaysian Mortgage Market
In: Proceedings of 7th Global Business and Social Science Research Conference 13 - 14 June, 2013, Radisson Blu Hotel, Beijing, China, ISBN: 978-1-922069-26-9
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In: Proceedings of 7th Global Business and Social Science Research Conference 13 - 14 June, 2013, Radisson Blu Hotel, Beijing, China, ISBN: 978-1-922069-26-9
SSRN
In: The review of black political economy: analyzing policy prescriptions designed to reduce inequalities, Band 12, Heft 1, S. 115-117
ISSN: 1936-4814
In: Sociology of race and ethnicity: the journal of the Racial and Ethnic Minorities Section of the American Sociological Association, Band 7, Heft 1, S. 143-144
ISSN: 2332-6506
Intro -- Title Page -- Copyright Information -- Chapter 1 Prejudice and Privilege -- Chapter 2 Historic Inequality -- Chapter 3 Contemporary Inequality -- Chapter 4 Criminal Justice and Injustice -- Chapter 5 Counterterrorism and Islamophobia -- Chapter 6 Calls for Change -- Glossary -- Source Notes -- Selected Bibliography -- Further Information -- Index -- About the Author -- Photo Acknowledgments -- Back Cover
In: Coping Ser
Cover -- Title Page -- Copyright Page -- Table of Contents -- Introduction -- Chapter One A History Of Race In America -- Chapter Two Getting Under Your Skin: Race Today -- Chapter Three Face To Face: Daily Discrimination and Personal Prejudice -- Chapter Four Coping, Healing, and Moving Forward -- Chapter Five Be Bold and Brave -- Glossary -- For More Information -- For Further Reading -- Bibliography -- Index -- About The Author -- Back Cover
In: Contexts / American Sociological Association: understanding people in their social worlds, Band 13, Heft 1, S. 72-74
ISSN: 1537-6052
Sociologists Vincent J. Roscigno and George Wilson discuss workplace "reforms" that undermine public sector workers' rights.
In: The American journal of sociology, Band 109, Heft 4, S. 902-936
ISSN: 1537-5390
In: Studies in capital formation and financing 8
In: International journal of urban and regional research: IJURR, Band 36, Heft 5, S. 1116-117
ISSN: 0309-1317
In: Journal of Monetary Economics, Band 10, Heft 2, S. 191-213
SSRN
In: City & community: C & C, Band 18, Heft 2, S. 662-688
ISSN: 1540-6040
The sociological literature, although rich on the topic of racial/ethnic hierarchy, often overlooks its spatially varying nature relative to group tensions and inequality. In this article, we address this gap by drawing on and analyzing four historically important U.S. urban cases (i.e., Atlanta, Chicago, Los Angeles, and New York City) that reflect both compositional diversity and significant variation in racial/ethnic group sizes. Our analyses, which draw on U.S. Census microdata and content–coded newspaper reports (1910–1930), demonstrate considerable consistency in racial/ethnic labor market hierarchies, yet divergences in levels of labor market inequality. Specifically, our aggregate analyses and cross–city comparisons of sectoral representations and occupational returns reveal the importance of place–specific processes—processes consistent with what spatially sensitive queuing perspectives suggest about the bolstering of minority prospects in contexts where subordinated groups come to numerically dominate. As suggested by competition/threat perspectives, however, such gains from queuing are undermined at least to some extent by city–specific racial/ethnic antagonisms, industry–level segregation, and group closure. We conclude by discussing the implications of our findings for various streams of research on group inequality, labor market hierarchies, and spatial understandings of how they unfold across urban spaces.
In: Revue économique, Band 14, Heft 4, S. 612
ISSN: 1950-6694
In: Social science quarterly, Band 104, Heft 4, S. 793-815
ISSN: 1540-6237
AbstractThere is a long history of gender and ethno‐racial stratification in access to homeownership. Previous research highlights unequal treatment of minorities and women in the mortgage market. However, prior studies focus on single loan applicants when assessing the roles of both gender and race and ethnicity in their analysis. Because of this, it is unclear how mortgage lending disparities differ when considering the intersection of gender and race and ethnicity across single and co‐applicants. This paper draws on annual data from the 2018 and 2019 Home Mortgage Disclosure Act (HMDA) to assess gender and ethno‐racial disparities in loan outcomes. I document two diverging trends. On the one hand, single applicant women generally perform similarly or outperform single applicant men in the mortgage market even across ethno‐racial groups. On the other hand, women‐headed co‐applicants are more likely to experience an adverse loan outcome compared to male‐headed co‐applicants. The gender gap is substantially larger for black and Latino co‐applicants than for white co‐applicants. This is particularly true for black women‐ and Latina‐headed co‐applicants when examining mortgage denials. The results for Asian co‐applicants are mixed, as gender disparities differ across mortgage outcomes. Implications for gender and ethno‐racial stratification are discussed.