Suchergebnisse

"Digital" is the new buzz word in all sector. With other sector, banking is also all around the globe shifting towards digitalization. Banks of all sizes and across all regions are making huge investments in digital initiatives in order to maintain a competitive edge and deliver the maximum to its customers. Adoption of digitalization is very important for the banking sector. By embracing digitalization, banks can provide enhanced customer services. This provides convenience to customers and helps in saving time. Digitalization has transformed manual processes, transactions and activities into digital services. Across all verticals, consumer needs have been met in entirely innovative ways, disrupting existing enterprise value chains. Digitalization reduces human error and thus builds customer loyalty. Today, people have round the clock access to banks due to online banking. Managing large amounts of cash has also become easier. Digitalization has also benefitted customers by facilitating cashless transactions. Customers need not store cash anymore and can make transactions at any place and time. Several commercial banks started moving towards digital customer services to remain competitive and relevant in the race. Banks have benefitted in several ways by adopting newer technologies. E banking has resulted in reducing costs drastically and has helped generate revenue through various channels. Commercial Banks in India have moved towards technology by way of Bank Mechanization and Automation with the introduction to MICR based cheque processing, Electronic Funds transfer, Inter connectivity among bank Branches and implementation of ATM Automated Teller Machine Channel have resulted in the convenience of Anytime banking. Strong initiatives have been taken by the Reserve Bank of India in strengthening the Payment and Settlement systems in banks. Indian government, banks, fintech companies have been innovating and changing the way India spends its money. At the same time digital revolution also raises new challenges ...

The purpose of this article is to analyse the digital economy in higher educational institutions of the EU, the USA and the Russian Federation. The study examines topical issues and directions of higher education transformation, in the context of creating a digital learning environment. A learning process model is designed for a higher educational institution. The model will help to obtain competencies that meet the requirements of a digital economy. There is a need to adapt the education system to changes in the labour market. The activities of educational institutions and public authorities should be coordinated to prepare the optimal number of specialists that will be in demand. Corporate and university education should be integrated. Higher educational institutions should focus on increasing digital and business literacy in students, continuous digital training and retraining of teachers. The research developments are universal in nature and might be applied both as part of managing IT-learning processes of individual educational institutions and in national (regional) practices.

Abstract
Hungarian small- and medium-sized enterprises are facing the challenges of digitalisation and innovation to survive fierce competition in the era of Industry 4.0, and particularly of COVID-19. Survival in the heavily hit sectors depends on the degree of digitalisation and involvement in e-commerce. This paper aims to examine Hungarian SMEs' current scale of digitalisation and adoption of Industry 4.0 technologies. It also analyses the role of the Hungarian government's support for SMEs' digital transformation. To this end, secondary data were collected from Eurostat, the European Commission and the Hungarian Central Statistical Office, including the Digital Economy and Society Index (DESI), indices of skills and innovation from SME performance reviews and sectoral business statistics. In processing the data, the study strictly followed the European Commission' classification protocol, complemented by a qualitative analysis of reports and programmes related to digitalisation and Industry 4.0 in Hungary. The findings reveal that there is a further need for strengthening the digitalisation and innovation capacities of Hungarian SMEs. The effects of introduced measures could not be seen yet. Hence, the Hungarian government should continue to support SMEs' digital transformation in order to increase their role in high-tech manufacturing and knowledge-intensive services.

CONTEXT: Digitalisation affects the agri-food sector and its governance. However, what digitalisation of the sector will imply for future agricultural policymaking remains unclear. OBJECTIVE: The objective of the study is to develop and evaluate explorative scenarios of digitalisation in the agri-food sector of Europe that are explicitly relevant to agricultural policy. The study aims to provide guidance for strategic development of agricultural policy to address the potentials, uncertainties and unknowns arising with digitalisation of the sector. METHODS: We combine a Delphi study and a participatory scenario workshop to develop and evaluate plausible explorative scenarios of digitalisation of Europe's agri-food sector. For all scenarios we identify gaps in achieving a range of important European agricultural policy goals, drawing on the Delphi study and desk-based analysis. Subsequently we deduce strategies to address these agricultural policy gaps. RESULTS AND CONCLUSIONS: Four scenarios of digitalisation of the agri-food sector were developed for Europe in 2030. They comprise of 1) digitalisation of the sector following current directions at current rates as a baseline scenario, 2) strong digitalisation of a regulatory government, 3) use of autonomous farming technology and 4) digitalised food business. These explorative scenarios entail various gaps in achieving European agricultural policy goals. Our findings suggest that the baseline scenario needs strategies to ramp up technological and institutional infrastructure for digitalisation. The other scenarios need strategies to prevent risks, e.g., of technological failures or undesired social impacts. They also need strategies to cater for special cases and diversity, e.g., of ecosystems and farming practices. Across the scenarios, it seems useful to increase digital competencies of the stakeholders. SIGNIFICANCE: The study is the first that derives implications for policy strategies from explorative scenarios of future digitalisation of agricultural systems ...

In a view of implementation of the concept of scientific and technological development in the Russian Federation, the problem of systemogenesis of pedagogue's work and training is topical for modernisation of pedagogic education as an institution. Issues about origin and specifics of such values are still not quite clear in science, although they make the basis of goal-setting and updating of curriculums in pedagogic education. The digital transformation of the Russian society has generated new, "digital values" of pedagogic activities and has led to modification of traditional values in this area. Values as separate characteristics of pedagogic activities significant for a person are objective and do not depend on the person; instead, they influence people's attitudes and actions. The values appearing and transforming due to digitalisation of the society and education require a revision of the theory and practice of organising educational activities. So it is of great importance, to identify traditional and post-traditional, the so-called "digital values" of pedagogic activities as well as mechanisms of formation and influence on the pedagogues' training. These tasks are supposed to be solved by the scientific theory about transformation of the value content of pedagogic activities under digital modernisation of the society.

Abstract
Since the industrial revolution, technological innovations have enabled rise in productivity, employment, standard of living and the total population several times. In the last 15 years productivity growth has slowed-down in the most of large economies, probably due to slow diffusion of advanced IT solutions, but also due to inadequate statistical measurement of the value of IT services and slow progress in complementary and other technologies. The acceleration of productivity growth in the future is possible to foster through larger public investment in infrastructure and fundamental research, tax incentives and subsidies attached to innovations in the private sector, as well as through promotion of entrepreneurship and the reform of education system. The development and diffusion of digitalisation and other technologies is expected to trigger a slight acceleration in productivity, while explosive growth in productivity, as predicted by some theoreticians, is not likely to happen. The net effect of digitalisation on employment will be probably negative, but it is uncertain how much will be offset by a rise in availability of goods and services and creation of new types of goods and services. Employment will depend on the speed of adjustment of education system to technological changes and labour market requirements, as well as on the possibilities for vocational education and change in qualifications. An important reserve, which may reduce a drop in employment and enhance the welfare of citizens, lies in additional reduction of the working hours. In the long run, it is expected that the world population growth is to slowdown and then become negative, which will lead to a decrease in the labour force. In that case, full employment will be attained even with the decline in the number of jobs. In case of long-term massive unemployment, there is also an option for introduction of universal basic income or other type of social benefits, in order to prevent a significant rise in economic inequality.

Corporations, social organisations, and government stakeholders are increasingly engaged in implementing Western information and communication technologies (ICTs) in sub-Saharan Africa. Given the impact of the digital revolution, critical questions emerge around the presumed need for this "into Africa" implementation. Our contribution aims to strike a counter-intuitive note amid the global perspective of "expanding" ICT into Africa. In the first place, we argue that the "digital revolution" in Africa is taking place successfully because it is based on important values originating in indigenous cultures - including African cultures - rather than Western principles. In the second place, we assume that digitalisation will be driven through "out of Africa" developments rather than an "implementation in Africa". To substantiate our thesis, we present an example of a successful ICT service provider "made in Africa" and cutting-edge propositions created by African ICT students as potential future "out of Africa" business solutions.

The study consisted of identifying the existing problems in the implementation of international standards of digitization of criminal investigation at the legislative level. The research was carried out in stages as a summary, based on the logic of presentation of the material, to achieve and meet the objectives set out in the article. The method of direct observation, the method of comparison and analysis of the content of the documents, the method of systemic and pragmatic approach were used. The key results of the study were the analysis of the experience of implementing digital standards in forensic activities in the United States, Canada, Great Britain, Denmark, England, Austria, Estonia, and Ukraine. It is concluded that the problems that exist in the implementation of these standards, were identified from the criteria of evaluation of the efficiency and capacity of digital data processing by the agencies involved in the criminal investigation. In addition, the problems and difficulties faced by the authorities in implementing existing international digitization standards, indicate the need for comprehensive measures to organize criminal investigations. To overcome them, appropriate measures must be taken in the field of legislative changes.

English:

The study, funded by the Ministerium für Wissenschaft, Forschung und Kunst Baden-Württemberg, is carried out jointly by GESIS – Leibniz Institute for the Social Sciences, and the Mannheim Centre for European Social Research (MZES) as part of the digilog@bw project. Digilog investigates the effects of digitalization on individuals and the society from an interdisciplinary point of view. The three-wave online panel study collected data on the use of digital media, misinformation, political trust and political behaviour in Germany in late 2020 to late 2021. The focus is on perceptions of democracy, different political behaviours, political attitudes and digital media use.





Deutsch:

Die vom Ministerium für Wissenschaft, Forschung und Kunst Baden-Württemberg geförderte Studie wird gemeinsam von GESIS - Leibniz-Institut für Sozialwissenschaften und dem Mannheimer Zentrum für Europäische Sozialforschung im Rahmen des Projekts digilog@bw durchgeführt. Digilog untersucht den Einfluss der Digitalisierung auf einzelne Individuen und die Gesellschaft. Mittels eines drei-welligen Online-Panels wurden zu diesem Zweck Daten zur Nutzung digitaler Medien, Misinformation, zu politischem Vertrauen und politischem Verhalten in Deutschland in 2020 und 2021 erhoben. Der Fokus liegt dabei auf Einstellungen zur Demokratie, verschiedenen Formen politischer Beteiligung, politischen Einstellungen und digitalen Medien.

CONTEXT: Digitalisation affects the agri-food sector and its governance. However, what digitalisation of the sector will imply for future agricultural policymaking remains unclear. OBJECTIVE: The objective of the study is to develop and evaluate explorative scenarios of digitalisation in the agri-food sector of Europe that are explicitly relevant to agricultural policy. The study aims to provide guidance for strategic development of agricultural policy to address the potentials, uncertainties and unknowns arising with digitalisation of the sector. METHODS: We combine a Delphi study and a participatory scenario workshop to develop and evaluate plausible explorative scenarios of digitalisation of Europe's agri-food sector. For all scenarios we identify gaps in achieving a range of important European agricultural policy goals, drawing on the Delphi study and desk-based analysis. Subsequently we deduce strategies to address these agricultural policy gaps. RESULTS AND CONCLUSIONS: Four scenarios of digitalisation of the agri-food sector were developed for Europe in 2030. They comprise of 1) digitalisation of the sector following current directions at current rates as a baseline scenario, 2) strong digitalisation of a regulatory government, 3) use of autonomous farming technology and 4) digitalised food business. These explorative scenarios entail various gaps in achieving European agricultural policy goals. Our findings suggest that the baseline scenario needs strategies to ramp up technological and institutional infrastructure for digitalisation. The other scenarios need strategies to prevent risks, e.g., of technological failures or undesired social impacts. They also need strategies to cater for special cases and diversity, e. g., of ecosystems and farming practices. Across the scenarios, it seems useful to increase digital competencies of the stakeholders. SIGNIFICANCE: The study is the first that derives implications for policy strategies from explorative scenarios of future digitalisation of agricultural systems that target gaps in achieving agricultural policy goals. The combination of developing and analysing scenarios generated findings that are of significance to policymaking stakeholders and researchers alike, who all need to address the uncertainties arising with future digitalisation of the agri-food sector.

CONTEXT Digitalisation affects the agri-food sector and its governance. However, what digitalisation of the sector will imply for future agricultural policymaking remains unclear. OBJECTIVE The objective of the study is to develop and evaluate explorative scenarios of digitalisation in the agri-food sector of Europe that are explicitly relevant to agricultural policy. The study aims to provide guidance for strategic development of agricultural policy to address the potentials, uncertainties and unknowns arising with digitalisation of the sector. METHODS We combine a Delphi study and a participatory scenario workshop to develop and evaluate plausible explorative scenarios of digitalisation of Europe's agri-food sector. For all scenarios we identify gaps in achieving a range of important European agricultural policy goals, drawing on the Delphi study and desk-based analysis. Subsequently we deduce strategies to address these agricultural policy gaps. RESULTS AND CONCLUSIONS Four scenarios of digitalisation of the agri-food sector were developed for Europe in 2030. They comprise of 1) digitalisation of the sector following current directions at current rates as a baseline scenario, 2) strong digitalisation of a regulatory government, 3) use of autonomous farming technology and 4) digitalised food business. These explorative scenarios entail various gaps in achieving European agricultural policy goals. Our findings suggest that the baseline scenario needs strategies to ramp up technological and institutional infrastructure for digitalisation. The other scenarios need strategies to prevent risks, e.g., of technological failures or undesired social impacts. They also need strategies to cater for special cases and diversity, e.g., of ecosystems and farming practices. Across the scenarios, it seems useful to increase digital competencies of the stakeholders. SIGNIFICANCE The study is the first that derives implications for policy strategies from explorative scenarios of future digitalisation of agricultural systems that target gaps in achieving agricultural policy goals. The combination of developing and analysing scenarios generated findings that are of significance to policymaking stakeholders and researchers alike, who all need to address the uncertainties arising with future digitalisation of the agri-food sector.