Suchergebnisse

This study aimed to identify factors affecting the financial behavior of overseas Filipino workers. Responses from a survey of 116 Filipino workers in Korea were analyzed using descriptive statistics and hierarchical regression. The results revealed that some Filipino workers showed sound financial behavior only for simple financial activities; many were not equipped with complex financial management skills. Migrant workers with high financial self-efficacy in the Philippines were likely to have more positive financial behavior. However, this was not significantly associated with financial literacy or attendance in financial education programs. Implications for the development of financial education for migrant workers are discussed.

This analysis tests fundamental nonprofit theory using individual-level demand-side data, which complements existing studies that have relied on organizational- and community-level variables alone. We use survey and administrative data to test the relationship between individuals' perceptions and use of local government services and their reported use of nonprofit services, controlling for the density of organizations around respondents' addresses. Individuals who report being better served by government services are significantly more likely to report using nonprofit services—while individuals who report being unserved by government are also less likely to report access to nonprofits, despite the actual density of organizations around them. These findings support theories of interdependence between government and nonprofit sectors. However, income-based disparities in perceived access to nonprofit services highlight persistent gaps in serving all individuals on the local level.