Financial education for women: a study in the Lopez de Mesa de Medellín district ; Educación financiera en mujeres: un estudio en el barrio López de Mesa de Medellín

Abstract

Summary: Responsible financial decisions are part of an ideal that allows people to deal adequately with their daily lives. To address this challenge, governments and different types of institutions have designed strategies for the general public to be better equipped and informed in managing their available financial resources. However, academic literature shows that the inherent characteristics of individuals act as control variables when explaining gaps. This work highlights the importance of the dimensions associated with the behaviour, knowledge and attitudes of women living in a district of Medellín. For this purpose, a structured questionnaire was applied and the information was analysed using descriptive statistics and contingency tables, as well as an orderly logistical model for the level of knowledge. Performance on the behavioural side reveals higher interest to pay debts on time and to consider whether they can pay something before buying it. In the knowledge dimension, results show a low financial indicator, mainly for women with a higher number of children and without information on these topics. On the actitudinal side, women with two or more children, married and with higher incomes have a more austere financial attitude. ; Resumen: Las decisiones financieras responsables hacen parte de un ideal que le permite a las personas afrontar de forma adecuada su cotidianidad. Para hacer frente a este reto, gobiernos y distintos tipos de instituciones han diseñado estrategias para que la población, en general, esté mejor equipada y fundamentada a la hora de gestionar sus recursos financieros disponibles. No obstante, la literatura académica muestra que las características inherentes a las personas actúan como variables de control en el momento de explicar la existencia de brechas. Así, este trabajo pone de relieve la importancia de las dimensiones asociadas al comportamiento, el conocimiento y las actitudes de las mujeres que habitan en un barrio de Medellín. Para este fin se aplicó un cuestionario ...